The New Zealand Institute

Discussion Papers

Opportunity Opportunity for a lifetime: Creating an ownership society in New Zealand
06 Apr 2005
This paper outlines a range of bold and creative policy solutions designed to assist many more New Zealanders to get ahead, and to broaden the distribution and raise the level of household wealth in New Zealand in a material way.

Home Home is where the money is: The economic importance of savings
02 Feb 2005
This paper describes the economic costs of New Zealand's low level of household savings, such as lower business investment and higher interest rates, and argues that raising household savings will have a positive effect on investment, productivity, and growth.

It’s It’s not just about the money: The benefits of asset ownership
20 Oct 2004
This paper outlines the powerful impact that asset ownership has on improving financial and life outcomes for individuals and also on the contribution that broadly distributed ownership has on social cohesion at a national level. The paper also argues that deliberate action may be required to assist people to accumulate assets.

The The wealth of a nation: The level & distribution of wealth in New Zealand
26 Jul 2004
This paper describes the current level and distribution of wealth in New Zealand, compares this situation to several other countries, and considers several emerging pressures that may make it more difficult for New Zealanders - particularly young New Zealanders - to accumulate wealth over their lifetimes.